** To Find Homes For Sale Around Atlanta ** Please Click Here


Please Try The SearchBox Above For Additional Info Within This Site

VA Maximum Loan Amount

VA maximum loan amount varies from county to county anywhere from $144,000 to $1,094,625.



home-buying-hub.com/VA_Maximum_Loan_Amount

(Please read more below)

The basic entitlement of each veteran is $36,000.

That is the amount the government guarantees that VA can and will pay lenders in case of a veteran has difficulties and/or for any other reason the mortgage loan goes into default. 

 So with that entitlement in hand you can shop for lenders that are willing to compete for your business.

Normally lenders will multiple you entitlement by a factor of for: 4X $36,000 = $144,000

As a rule of thumb around 80% of the purchase price or the loan to value (LTV) it is considered that the buyer has enough equity vested in the home for lenders to feel comfortable to make the loan and to offer their better rates.

As far as VA loans go it is a “standard procedure” that banks will lend up to 4 times of that veteran’s “loan guarantee.”

Your entitlement means that it is equivalent to 25% equity on the home from the get go.

This is to say that you will be able to buy – or build – a home up to $144,000 without the need to put a single penny in down payment!

However it is a little known fact that VA maximum loan amount may vary in many counties around the US.

It is not “state wide” either. It is rather a county by county thing.

For instances in some states – like in Georgia – there is just one county that will differ from all others. (Please see below)

It can impact your ability to purchase a home depending which county your happen to be looking to buy

Regardless of the VA maximum loan amount in the county you intend to buy, you must have you entitlement on hand. If you do not have one, please click here to fill up a request form and get the ball rolling

Then you can mail the form to:

Eligibility Center Mailing Information
Atlanta Regional Loan Center
ATTN:
COE (262)
P.O. Box 100034
Decatur, GA 30031

And here is the Eligibility Center hotline: 1-888-768-2132



Higher Loan Amounts: $417,000

There is not exactly a set VA maximum loan amount, instead what they will do is set a limit to the “amount of protection” it will give the lender and let the market place do its work.

It will be determined by lender but there are many areas of the country that loans are backed up to $417,000.

Your best bets are your local real estate agent and your local mortgage consultant that is what they do for a living and they will know what is available for the county you intend to buy.

Please click here to visit my “VA Regional Centers” page to get information which center serves your area – complete with hot lines, mailing addresses and the centers own websites.


Much Higher Amounts Still: $1,094,625

However there are several counties areas of the country the maximum amount can go even much higher: At a whopping $1,094,625 in Nantucket County in Massachusetts has been the highest in the country thus far.

The VA maximum loan amount is subject to change from time to time – use this info “with a grain of salt” and get with your loan consultant for up to the minute figures in your area at the time of your application


VA Regional Loan Centers

You also may inquire with your VA Regional Loan Centers – please click here to visit my page with info regional centers around the country find the center that serves your area.


Your Credit Still Required

Please note that even working with VA maximum loan amount your ability to buy a home will still be sensitive to your financial circumstances at the time of the application: To be successful in attaining your VA mortgage loan - use your credit wisely. Please click here to read more about this on my "Credit Scores" page



Please also check these additional pages with further information on how to secure your VA mortgage loan:

VA Mortgage Loans
VA Entitlement
VA Loans Eligibility

VA Regional Loan Centers
VA Maximum Loan List



JC Fagundes, Head Broker
EQUAL SERVICE TO ALL.
Residential. Commercial. Investments.
Ph: 404 801 4141



› VA Maximum Loan Amount

Return To The Top Of This Page

Disclosures

Contact Us

To Search All Georgia Properties Listed
On This Site, Please Click Here:
Sitemap


MORTGAGE CALCULATOR
To Calculate Your Mortgage Monthly Payments, Please Click Here:

Mortgage Monthly Payment Calculator


"All Real Estate Is Local:"
Here Are
Homes For Sale
In Many Communities
Around Atlanta that I specialize.
I Also Will Be Honored
To Serve As Your Agent -
If You Still Do Not Have One To Represent You.
Immediately below You will find links to daily updated for ALL homes for sale
in the following areas:


HOMES
FOR
SALE


Featured Property

908 Lakeside Court
Loganville GA 30052

SOLD!
In 29 days!!

Need help to SELL YOUR house?

Contact Us!!!


Homes Listed
BY COUNTY:

Homes For Sale In 
Cobb Co

Homes_For_Sale_In
DeKalb_Co

Homes_For_Sale_In
Fulton_Co

Homes_For_Sale_In
Gwinnett_Co


Homes Listed 
BY CITY

Links To
Single Family Homes
For Sale  
In Alphabetical Order

By City:

Homes For Sale In
Acworth

Homes For Sale In
Austell
Homes For Sale In
Alpharetta

Homes For Sale In
Atlanta
Homes For Sale In
Avondale
Estates

Home For Sale In
Buford

Home For Sale In
Centerville
Homes For Sale In
Chamblee

Home For Sale In
Dacula

Homes For Sale In
Decatur

Homes For Sale In
Doraville
Home For Sale In
Duluth

Homes For Sale In
Dunwoody

Home For Sale In
Grayson

Homes For Sale In
Hapeville

Homes For Sale In
Johns Creek

Homes For Sale In
Kennesaw
Home For Sale In
Lawrenceville

Home For Sale In
Lilburn
Home For Sale In
Loganville

Homes For Sale In
Mableton

Homes For Sale In
Marietta
Homes For Sale In
Milton

Home For Sale In
Norcross

Home For Sale In
Peachtree
Corners

Homes For Sale In
Powder Springs

Homes For Sale In
Roswell

Homes For Sale In
Sandy Springs
Homes For Sale In
Smyrna
Home For Sale In
Snellville

Homes For Sale In
Stone Mountain

Homes For Sale In
Vinings


CONDOS &
TownHomes
FOR SALE


Condos 
&
TownHomes
Listed By County

Condos For Sale In
Cobb County

Condos For Sale In
DeKalb County

Condos For Sale In
Fulton County

Condos For Sale In
Gwinnett County


Condos
&
TownHomes
Listed
BY CITY

Links To Condos, Townhomes and Lofts
For Sale
In Alphabetical Order
By City:

Condos For Sale In
Acworth

Condos For Sale In
Alpharetta

Condos For Sale In
Atlanta
Condos For Sale In
Austell

Condos For Sale In
Avondale Estates

Condos For Sale In
Chamblee

Condos For Sale In
Decatur

Condos For Sale In
Doraville

Condos For Sale In
Dunwoody
Condos For Sale In
Hapeville

Condos For Sale In
Johns Creek

Condos For Sale In
Kennesaw
 
Condos For Sale In
Lawrenceville

Condos For Sale In
Lilburn

Condos For Sale In
Loganville

Condos For Sale In
Norcross

Condos
 For Sale In
Mableton

Condos For Sale In
Milton

Condos For Sale In
Marietta
Condos For Sale In
Peachtree Corners

Condos For Sale In
Powder Springs
Condos For Sale In
Roswell

Condos For Sale In
Sandy Springs
Condos For Sale In
Snellville

Condos For Sale In
Smyrna

Condos For Sale In
Stone Mountain
Condos For Sale In
Vinings


Commercial
Properties
FOR
SALE


Links To Commercial Properties For Sale Or Rent: 
COBB COUNTY HUB
Commercial
Properties

For Sale/Rent In
Cobb County


DeKALB COUNTY HUB
Commercial
Properties
For Sale/Rent In
DeKalb County


FULTON COUNTY HUB
Commercial
Properties
For Sale/Rent In
Fulton County


GWINNETT COUNTY HUB
Commercial
Properties
For Sale/Rent In
Gwinnett
County



Related Pages With
Great Useful Info
to Newcomers and old-timers in these areas - where I work:

COBB HUB
Cobb County Homes For Sale


DEKALB HUB
DeKalb County Homes For Sale


FULTON HUB
Fulton County Homes
For Sale

Sandy Springs Homes For Sale


GWINNETT HUB
Gwinnett County Homes For Sale


To Calculate Your Mortgage Monthly Payments, Please Click Here:
Mortgage Monthly Payment Calculator


To Search All Georgia Properties Listed
On This Site, Please Click Here:
Sitemap